1. Free Claim Review

We inspect the damage and review your policy at no cost, and tell you honestly whether you need us. Sometimes you don’t — and we’ll say so.

2. We document everything

If we take the claim, we build the detailed scope, estimate, and evidence — including the hidden damage insurers routinely miss. Thorough documentation is what makes a claim hold up.

3. We present and negotiate

We prepare and present the claim, handle the adjuster’s inspection with our own documentation in hand, and negotiate directly with the insurance company for the full, fair settlement.

4. You get paid — and you watch it happen

You track your claim’s status, documents, and next steps in real time in your SPA Client Portal, 24/7. No wondering, no chasing us for updates.

What it costs

Nothing upfront. Our fee comes out of the settlement we recover for you — so our interest and yours are the same: the largest fair recovery.