Vehicle Impact Claims in New England

When a vehicle strikes a commercial building, the damage runs from the obvious — shattered storefront glass, a caved wall, a damaged entrance — to the structural: framing, headers, columns, and the load paths that keep the building safe and the doors operable. If the impacted area is your point of sale or access, you may also lose the ability to operate.

A complete claim covers structural assessment and repair, the storefront and building systems, code upgrades, and the business interruption while the space is closed or access is impaired.

These losses get scoped cosmetically — glass and a wall — while structural damage and business interruption go undocumented. They also get slowed by liability disputes: the driver's insurer and yours pointing at each other while your business waits. Owners often let the third-party fight dictate the timeline and end up under-recovered.

We document the structural loss and the operational impact, and we pursue the claim through your own policy so repairs and BI recovery aren't stalled by a liability fight between insurers — your carrier can pursue subrogation afterward. We scope the full repair including code upgrades and keep the focus on getting you operating again.

If a vehicle has hit your commercial property, don’t let a liability dispute between insurers stall your repairs. We pursue it through your own policy and document the structural loss and the downtime.